print page
< Back
Menu > About EDB >
Forms & Circulars
-
Forms
-
Circulars
< Back
Menu > Curriculum Development and Support >
Major Levels of Education
-
Kindergarten Education
-
Primary Education
-
Secondary Education
< Back
Menu > Curriculum Development and Support >
Assessment
-
Basic Competency Assessment (BCA)
< Back
Menu > Students and Parents Related >
Life Planning Education and Career Guidance
-
Life Planning Education
-
Business-School Partnership Programme
< Back
Menu > Students and Parents Related >
Safety Matters
-
Safety of Students
-
School Bus Services
< Back
Menu > Students and Parents Related >
Non-Chinese speaking (NCS) students
-
Education services for non-Chinese speaking (NCS) students
-
What's new
-
Overview
< Back
Menu > Students and Parents Related >
Programs and Services
-
Programs
-
Services
< Back
Menu > Teachers Related >
Qualifications, Training and Development
-
Qualification
-
Training
-
Development
< Back
Menu > School Administration and Management >
Financial Management
-
About Financial Management
-
Information on Subsidy
-
Notes to School Finance
< Back
Menu > School Administration and Management >
School Premises Related Information
-
Allocation of a School
-
Furniture and Equipment List for New Schools
-
School Premises Maintenance
< Back
Menu > Public and Administration Related >
Public Forms and Documents
-
Public Forms
-
Efficiency Office - Guide to Corporate Governance for Subvented Organisations
< Back
Menu > Public and Administration Related >
Tender Notices
-
Tender Notices
-
Works Tender Notice
Main content start

Summary

 

Type of Insurance
Incorporated Management Committee Liability Insurance

The insurer
QBE Hongkong & Shanghai Insurance Limited

The insured
Incorporated Management Committees of Aided and Caput Schools and their managers

Insurance Coverage
(Any interpretation should be based on the full-text of the policy.)

The Incorporated Management Committee Liability Insurance Policy aims to protect the IMCs and their managers on top of the legal protection conferred by the Education Ordinance against financial losses as a result of claims arising from their wrongful acts in school management including management liability, vicarious educator liability and employment practices liability.

  1. Management Liability – such as any error, misleading statement, neglect, breach of duty, etc.
  2. Vicarious Educator Liability – such as wrongful educational instruction, career guidance, expulsion procedures, student enrolment, etc.
  3. Employment Practices Liability – employment related matters such as wrongful dismissal, wrongful discharge or termination of employment, wrongful failure to employ or promote, wrongful discipline, wrongful deprivation of a career opportunity, negligent evaluation, etc. 

Insurance Policy Coverage includes
(any interpretation should be based on the full text of the policy itself)

Costs of services of defence; costs of proceedings and appeals; and the compensation within the limit of indemnity as awarded by the Court to the claimants.

Limit of Indemnity

The current policy limit is HK$10 million in any one claim and in the aggregate including defence costs and expenses during the period of insurance with a deductible of HK$10,000 for each and every claim against the IMC (save for claims brought against individual managers of IMC schools which should be nil.)  The insurance company may under the terms of the policy, defend or settle any claim on behalf of the IMC or its managers.